Largest credit card companies in the U.S. by number of active accounts (2025)

Americans love their credit card. It is a must-have. The Federal Reserve says Americans owe over $1 trillion in credit card debts.

Here is a list of the top credit card companies in the United States of America determined by the number of active accounts.

The data for this ranking is from CardRates.

Rank	Company	Active accounts (in millions)
1	Visa	336
2	Mastercard	231
3	Citibank	95
4	Chase	83
5	American Express	63
6	Capital One	62
7	Bank of America	58
8	Discover	39
9	Synchrony Financial	37
10	Wells Fargo	23
11	Barclays US	16
12	U.S. Bank	14
13	USAA	10
14	Credit One	6
15	PNC Bank	N/A